Businesses
Commercial umbrella insurance in Florida
A commercial umbrella adds limits above a business's general liability, commercial auto and employers liability. Contracts often require it. Nymble places commercial umbrella and excess liability for Florida businesses and associations.
Who often needs it
- Contractors with contract requirements
- Businesses with vehicles
- Property managers, landlords and associations
- Businesses serving the public
What underwriters ask
- Business type, revenue, employees
- Vehicles and drivers
- Current GL, auto and EL limits
- Losses and contract requirements
Coverage depends on the policy, the insurance company and underwriting approval. Nothing here is a promise of coverage or price.
Common questions
Umbrella vs. excess?
An umbrella can broaden coverage over several policies; excess usually follows one policy's terms.