Florida umbrella insurance
Umbrella insurance for Florida homes, cars, boats and businesses.
Umbrella insurance is extra liability coverage that pays after your home, auto, boat or business policy limits run out, and can cover some claims those policies don't. Nymble Insurance LLC, a licensed Florida agency, places personal umbrellas for households and commercial umbrellas for businesses.
- Personal umbrella over home, auto, boat and rentals
- Commercial umbrella and excess liability
- One agency handles your quote. Your info isn't sold.
Who usually needs an umbrella?
Families with teen drivers
More drivers, more liability.
Boat, pool & dog owners
Florida-life exposures.
Landlords
Tenants, guests and premises.
Find your page
Personal umbrella
How it sits on home and auto.
How much do I need?
A simple way to choose a limit.
Commercial umbrella
Above GL, auto and employers liability.
What an umbrella usually covers
- Bodily injury and property damage above your underlying limits
- Legal defense in covered claims
- Some claims other policies may not, such as certain libel or slander claims, depending on the policy
How does it work?
1. Tell us what you own
Drivers, homes, boats, rentals, pets.
2. We line up the layers
We check underlying limits meet the minimums.
3. You choose a limit
We compare $1M, $2M and more.
Coverage depends on the policy, the insurance company and underwriting approval. Nothing here is a promise of coverage or price.
The Florida life an umbrella policy protects
Photographs are for illustration only. They are not our customers or their homes.
Florida umbrella insurance questions, answered
What is umbrella insurance?
A policy that adds liability coverage above your home, auto, boat and other policies, paying after their limits are exhausted.
How much do I need?
Many people choose a limit at least equal to what a lawsuit could reach. See how much do I need.
Do I need to raise my auto and home limits first?
Usually. Umbrella insurers require minimum underlying limits. Your agent will check them.
Do you write commercial umbrella?
Yes. See commercial umbrella.
Who is Nymble Insurance?
Nymble Insurance LLC is a licensed Florida insurance agency (License L131669, NPN 21626709). One agency handles your quote, and your information is not sold.