Umbrella insurance for boat, pool and dog owners

Boats, pools and dogs are common reasons Floridians add an umbrella, since each can lead to injury claims above a home or boat policy's limit. Insurers usually require minimum underlying limits and may restrict very large or fast boats.

Boats and jet skis

List every boat and PWC with length and horsepower
Carry the required watercraft liability
Larger, faster boats may need approval

Pools and dogs

Fencing and self-latching gates help. Share dog breeds and any bite history.

Coverage depends on the policy, the insurance company and underwriting approval. Nothing here is a promise of coverage or price.

Get my umbrella quote

Or call (813) 291-3484.

Common questions

Does my umbrella cover my boat?

Often, if listed with the required underlying limit.