Rental property
Umbrella insurance for landlords
A landlord's liability can exceed a landlord policy's limit. An umbrella can extend over each listed rental with the required underlying liability. Properties held in an LLC may need a commercial umbrella.
What to have ready
- Every rental address and use
- Underlying limits on each
- Personal or LLC ownership
- Pools, docks and amenities
Short-term rentals
Some personal umbrellas exclude short-term rentals. See FloridaVacationRentalInsurance.com.
Coverage depends on the policy, the insurance company and underwriting approval. Nothing here is a promise of coverage or price.
Get my umbrella quote
Or call (813) 291-3484.
Common questions
Rentals in an LLC?
Usually a commercial umbrella. Ask your agent.